2026 Housing Market Outlook | Boise Real Estate Trends
The 2026 housing market is expected to bring more movement after two years of hesitation. Mortgage rates remain a key factor. While still elevated compared to pre-2020 levels, they’re projected to ease gradually, possibly dipping closer to 6% by midyear. That shift could reopen the door for buyers who stepped back during the peak of rate hikes.
Nationwide, modest price growth is expected, with improved inventory giving buyers more options and encouraging more competitive pricing from sellers. The National Association of Realtors projects a rebound in existing-home sales in 2026 with an expected 14% jump, particularly as mortgage rates decline and consumer confidence rises.
In Ada County, the year begins with higher inventory and longer timelines to sell. Over 1,000 new homes were on the market at year-end, many already priced below recent sale benchmarks. Buyers will likely see more room to negotiate in early 2026, especially for homes listed above the median or in areas with higher supply.
Sellers may face a slower pace but benefit from continued demand—especially in well-located neighborhoods and move-in ready homes. Pricing and presentation will matter more than timing. For buyers, the combination of stable pricing, more inventory, and fewer bidding wars could make this a more comfortable time to enter the market.
If the trends hold, 2026 may feel less frantic and more balanced—a welcome change for those looking to make a move.
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Evermore Realty
1101 W. River St, Ste 340, Boise, ID